Methodology

Accuracy beats volume.

A wrong “eligible” claim can cost a family real money. The directory is designed to make uncertainty visible.

Two questions, two evidence systems

Every state page first asks whether a category of expense is allowed under that program. Product research separately asks whether a specific provider is officially listed. Neither answer silently substitutes for the other.

01

Category rule

Allowed, conditional, not allowed, or unclear—based only on a state agency, statute, or official program administrator.

02

Provider evidence

Officially listed, claimed by the vendor, or unverified. A listing still may cover only particular offerings.

03

Product quality

Price model, plain-English function, parent sentiment, best fit, and recurring complaints are assessed separately from funding.

What the labels mean

Allowed
The official rule explicitly names the category.
Conditional
The category can qualify, but a cap, credential, documentation requirement, spending order, or exact-offering check matters.
Not allowed
The official rule or guide explicitly excludes it.
Needs confirmation
The reviewed public guidance does not clearly answer the question. This is not a “no”—and definitely not a “yes.”
Officially listed
A public official marketplace or state/program source names the provider. It does not imply approval of every SKU.
Vendor-claimed
The vendor says it accepts the program, but a public official listing was not captured.

Known access limits

  • Arizona’s complete state-specific ClassWallet vendor search requires an account.
  • Florida’s full MyScholarShop item and vendor catalog requires a funded-family login.
  • Texas publishes a public provider finder, but purchases still depend on the exact TEFA marketplace offering.
  • Marketplace lists and purchasing guides change throughout the year, so every page displays a checked date.