Methodology
Accuracy beats volume.
A wrong “eligible” claim can cost a family real money. The directory is designed to make uncertainty visible.
Two questions, two evidence systems
Every state page first asks whether a category of expense is allowed under that program. Product research separately asks whether a specific provider is officially listed. Neither answer silently substitutes for the other.
01Category rule
Allowed, conditional, not allowed, or unclear—based only on a state agency, statute, or official program administrator.
02Provider evidence
Officially listed, claimed by the vendor, or unverified. A listing still may cover only particular offerings.
03Product quality
Price model, plain-English function, parent sentiment, best fit, and recurring complaints are assessed separately from funding.
What the labels mean
- Allowed
- The official rule explicitly names the category.
- Conditional
- The category can qualify, but a cap, credential, documentation requirement, spending order, or exact-offering check matters.
- Not allowed
- The official rule or guide explicitly excludes it.
- Needs confirmation
- The reviewed public guidance does not clearly answer the question. This is not a “no”—and definitely not a “yes.”
- Officially listed
- A public official marketplace or state/program source names the provider. It does not imply approval of every SKU.
- Vendor-claimed
- The vendor says it accepts the program, but a public official listing was not captured.
Known access limits
- Arizona’s complete state-specific ClassWallet vendor search requires an account.
- Florida’s full MyScholarShop item and vendor catalog requires a funded-family login.
- Texas publishes a public provider finder, but purchases still depend on the exact TEFA marketplace offering.
- Marketplace lists and purchasing guides change throughout the year, so every page displays a checked date.