FL

Checked September 1, 2026

What homeschool families can buy with Florida PEP and FES-UA funds

Florida has two relevant accounts with overlapping but not identical rules: PEP for personalized education and FES-UA for students with unique abilities.

9 clearly allowed7 conditional2 programs

The short answer

One of the broadest spending environments in the country. PEP covers curriculum, online learning, tutoring, supplies, electives, PE, technology, postsecondary costs, and even tightly controlled theme-park admission; FES-UA adds specialized services and assistive supports.

Before you shop

Know which program you have

Personalized Education Program (FTC-PEP)

Official site ↗
Type
Education savings account
Administrator
Step Up For Students and other SFOs
Platform
EMA / MyScholarShop
Award
Amount varies by county and year.
Homeschool access
Yes. PEP is designed for families directing a personalized education outside full-time public-school enrollment.
How purchases work
Check the current SFO guide, buy in the marketplace or use the permitted reimbursement workflow, and retain program-specific documents.

Family Empowerment Scholarship for Students with Unique Abilities (FES-UA)

Official site ↗
Type
Disability-focused education savings account
Administrator
Step Up For Students and other SFOs
Platform
EMA / MyScholarShop
Award
Amount varies by student matrix and year.
Homeschool access
Yes for qualifying students with unique abilities.
How purchases work
Use the FES-UA guide, which includes disability-specific services and documentation rules.
Watch-outs
  • PEP and FES-UA are not interchangeable.
  • Florida's detailed exclusions and frequency limits change annually; the guide was revised in July/August 2026.

By category

What the money can buy

“Conditional” means caps, credentials, documentation, spending order, or exact-offering approval matters.

Clearly allowed9

Private school, microschool & program tuitionAllowed

PEP can pay eligible home-education instructional programs and part-time or hybrid private-school costs; FES-UA also covers eligible private-school tuition.

Examples: hybrid school fees, home-education instructional program, private school tuition.

  • PEP does not cover full-time private-school attendance under its PEP status.
Curriculum, textbooks & booksAllowed

Textbooks, workbooks, books, curriculum, and instructional materials are eligible.

Examples: curriculum package, workbooks, two copies of a book.

Online learning, software & subscriptionsAllowed

Online learning, digital materials, educational apps, and many productivity subscriptions are eligible at single-student cost.

Examples: online curriculum, eBooks, educational apps.

  • Multi-user plans are prorated; streaming, social media, in-game credits, and live TV are excluded.
Tutoring, teaching & live classesAllowed

Private tutoring and eligible instructional programs are permitted.

Examples: private tutor, live instruction.

  • Provider qualifications and invoicing rules apply.
Testing, assessment & exam preparationAllowed

Testing and eligible assessment expenses are permitted.

Examples: standardized test, college entrance exam, school test fee.

College, dual enrollment & postsecondary studyAllowed

Eligible postsecondary tuition, fees, and dual-enrollment costs are covered.

Examples: Florida College System course, dual enrollment, technical center.

Career, trade & life-skills educationAllowed

Mechanical, programming, woodworking, and other career-oriented instruction can qualify.

Examples: coding class, woodworking program, technical course.

Art, music & creative learningAllowed

Art, drama, music, photography, videography, lessons, instruments, rentals, and related supplies are broadly covered.

Examples: music lesson, instrument rental, art supplies, drama class.

Supplies, equipment & educational kitsAllowed

School supplies, educational kits, manipulatives, creative-play materials, and subject equipment are eligible within item rules.

Examples: subscription science kit, LEGO, board games, lab materials.

Allowed with conditions7

Therapies & special-needs servicesConditional

FES-UA can pay specialized services and education-related therapies.

Examples: speech therapy, occupational therapy, assistive services.

  • Use FES-UA rules and qualifying-provider documentation.
Computers, technology & internetConditional

Digital devices and peripherals are eligible under frequency, price, and program-specific rules.

Examples: laptop, tablet, 3D printer, headset.

  • Device frequency limits and preauthorization may apply; PEP and FES-UA rules differ.
Sports, physical education & movementConditional

Sports lessons, dance, physical-education fees, and student equipment are eligible within detailed item rules.

Examples: dance lessons, sports instruction, PE equipment.

  • Some items require preauthorization or have size/frequency exclusions.
Camps, summer & after-school programsConditional

Academic, enrichment, and instructional programs can qualify when they meet guide definitions.

Examples: summer academic program, enrichment course.

  • Childcare and before/after-school care are not eligible merely because they occur around school.
School uniformsConditional

Required uniform fees at an eligible private or hybrid school can qualify.

Examples: required school uniform.

  • Basic required pieces from the school-required vendor; shoes and accessories are excluded.
Planning, portfolios & recordkeepingConditional

Productivity and educational software can include planning and recordkeeping tools when purchased for the scholarship student.

Examples: word processor, educational planner.

  • Single-student pricing and educational-use rules apply.
Field trips, museums & educational membershipsConditional

Field trips and specified educational experiences can be eligible; PEP permits one qualifying Florida theme-park admission reimbursement up to $299 for 2026–27.

Examples: museum field trip, eligible Florida theme-park admission.

  • Parking, food, souvenirs, premium access, and special events are excluded.

Not clear in public guidance1

TransportationNeeds confirmation

The official sources reviewed do not clearly authorize this category. Ask the program before buying.

  • Do not treat a plausible educational use as approval.

At checkout

Rules worth remembering

  1. 01

    Always use the current guide for the student's exact program and SFO.

  2. 02

    MyScholarShop's complete catalog requires a funded-family login.

  3. 03

    A broad eligible category does not make every product, subscription tier, or provider payable.

Product evidence

Products connected to Florida

These are provider-level signals, not blanket permission for every package or SKU.

Browse all product research →

Evidence trail

Official sources used

All rules on this page were checked September 1, 2026.