The short answer
One of the broadest spending environments in the country. PEP covers curriculum, online learning, tutoring, supplies, electives, PE, technology, postsecondary costs, and even tightly controlled theme-park admission; FES-UA adds specialized services and assistive supports.
Before you shop
Know which program you have
Personalized Education Program (FTC-PEP)
Official site ↗- Type
- Education savings account
- Administrator
- Step Up For Students and other SFOs
- Platform
- EMA / MyScholarShop
- Award
- Amount varies by county and year.
- Homeschool access
- Yes. PEP is designed for families directing a personalized education outside full-time public-school enrollment.
- How purchases work
- Check the current SFO guide, buy in the marketplace or use the permitted reimbursement workflow, and retain program-specific documents.
Family Empowerment Scholarship for Students with Unique Abilities (FES-UA)
Official site ↗- Type
- Disability-focused education savings account
- Administrator
- Step Up For Students and other SFOs
- Platform
- EMA / MyScholarShop
- Award
- Amount varies by student matrix and year.
- Homeschool access
- Yes for qualifying students with unique abilities.
- How purchases work
- Use the FES-UA guide, which includes disability-specific services and documentation rules.
- PEP and FES-UA are not interchangeable.
- Florida's detailed exclusions and frequency limits change annually; the guide was revised in July/August 2026.
By category
What the money can buy
“Conditional” means caps, credentials, documentation, spending order, or exact-offering approval matters.
Clearly allowed9
Private school, microschool & program tuitionAllowed
PEP can pay eligible home-education instructional programs and part-time or hybrid private-school costs; FES-UA also covers eligible private-school tuition.
Examples: hybrid school fees, home-education instructional program, private school tuition.
- PEP does not cover full-time private-school attendance under its PEP status.
Curriculum, textbooks & booksAllowed
Textbooks, workbooks, books, curriculum, and instructional materials are eligible.
Examples: curriculum package, workbooks, two copies of a book.
Online learning, software & subscriptionsAllowed
Online learning, digital materials, educational apps, and many productivity subscriptions are eligible at single-student cost.
Examples: online curriculum, eBooks, educational apps.
- Multi-user plans are prorated; streaming, social media, in-game credits, and live TV are excluded.
Tutoring, teaching & live classesAllowed
Private tutoring and eligible instructional programs are permitted.
Examples: private tutor, live instruction.
- Provider qualifications and invoicing rules apply.
Testing, assessment & exam preparationAllowed
Testing and eligible assessment expenses are permitted.
Examples: standardized test, college entrance exam, school test fee.
College, dual enrollment & postsecondary studyAllowed
Eligible postsecondary tuition, fees, and dual-enrollment costs are covered.
Examples: Florida College System course, dual enrollment, technical center.
Career, trade & life-skills educationAllowed
Mechanical, programming, woodworking, and other career-oriented instruction can qualify.
Examples: coding class, woodworking program, technical course.
Art, music & creative learningAllowed
Art, drama, music, photography, videography, lessons, instruments, rentals, and related supplies are broadly covered.
Examples: music lesson, instrument rental, art supplies, drama class.
Supplies, equipment & educational kitsAllowed
School supplies, educational kits, manipulatives, creative-play materials, and subject equipment are eligible within item rules.
Examples: subscription science kit, LEGO, board games, lab materials.
Allowed with conditions7
Therapies & special-needs servicesConditional
FES-UA can pay specialized services and education-related therapies.
Examples: speech therapy, occupational therapy, assistive services.
- Use FES-UA rules and qualifying-provider documentation.
Computers, technology & internetConditional
Digital devices and peripherals are eligible under frequency, price, and program-specific rules.
Examples: laptop, tablet, 3D printer, headset.
- Device frequency limits and preauthorization may apply; PEP and FES-UA rules differ.
Sports, physical education & movementConditional
Sports lessons, dance, physical-education fees, and student equipment are eligible within detailed item rules.
Examples: dance lessons, sports instruction, PE equipment.
- Some items require preauthorization or have size/frequency exclusions.
Camps, summer & after-school programsConditional
Academic, enrichment, and instructional programs can qualify when they meet guide definitions.
Examples: summer academic program, enrichment course.
- Childcare and before/after-school care are not eligible merely because they occur around school.
School uniformsConditional
Required uniform fees at an eligible private or hybrid school can qualify.
Examples: required school uniform.
- Basic required pieces from the school-required vendor; shoes and accessories are excluded.
Planning, portfolios & recordkeepingConditional
Productivity and educational software can include planning and recordkeeping tools when purchased for the scholarship student.
Examples: word processor, educational planner.
- Single-student pricing and educational-use rules apply.
Field trips, museums & educational membershipsConditional
Field trips and specified educational experiences can be eligible; PEP permits one qualifying Florida theme-park admission reimbursement up to $299 for 2026–27.
Examples: museum field trip, eligible Florida theme-park admission.
- Parking, food, souvenirs, premium access, and special events are excluded.
Not clear in public guidance1
TransportationNeeds confirmation
The official sources reviewed do not clearly authorize this category. Ask the program before buying.
- Do not treat a plausible educational use as approval.
At checkout
Rules worth remembering
- 01
Always use the current guide for the student's exact program and SFO.
- 02
MyScholarShop's complete catalog requires a funded-family login.
- 03
A broad eligible category does not make every product, subscription tier, or provider payable.
Product evidence
Products connected to Florida
These are provider-level signals, not blanket permission for every package or SKU.
Officially listed providers
2Hours.schoolAI-powered mastery homeschool curriculumOfficial public listing
A Curiosity Boxadvanced quarterly STEM project boxesOfficial public listing
ABCmouse (Age of Learning)early-learning appOfficial public listing
Accessible Tech: TippyTalk & TalkidoAAC app and speech-language learning kitsOfficial public listing
Adventure Academymultiplayer educational game worldOfficial public listing
Alison's MontessoriMontessori homeschool materials and subject packagesOfficial public listing
All About Readingreading curriculumOfficial public listing
ApologiaChristian science curriculumOfficial public listing
Art of Problem Solvingadvanced math curriculum/classesOfficial public listing
Baketivitybaking/STEM kitsOfficial public listingEvidence trail
Official sources used
All rules on this page were checked September 1, 2026.