State-by-state expense rules

College, dual enrollment & postsecondary study

Eligible college courses, dual-credit tuition, postsecondary fees, and required materials.

6allowed
2conditional
0not allowed
6unclear
TX

Texas

Texas Education Freedom Accounts (TEFA)

Allowed

Higher-education courses and early college options can qualify.

FL

Florida

Personalized Education Program (FTC-PEP) · Family Empowerment Scholarship for Students with Unique Abilities (FES-UA)

Allowed

Eligible postsecondary tuition, fees, and dual-enrollment costs are covered.

UT

Utah

Utah Fits All Scholarship

Conditional

Technical-college fees and materials are explicitly eligible; confirm other postsecondary offerings.

Use a qualifying provider and exact approved offering.
TN

Tennessee

Education Freedom Scholarship (EFS) · Individualized Education Account (IEA)

Conditional

Early postsecondary courses can be paid from remaining funds.

Tuition at the registered private school is paid first.
AZ

Arizona

Empowerment Scholarship Account

Needs confirmation

The official sources reviewed do not clearly authorize this category. Ask the program before buying.

Do not treat a plausible educational use as approval.
AL

Alabama

CHOOSE Act

Needs confirmation

The official sources reviewed do not clearly authorize this category. Ask the program before buying.

Do not treat a plausible educational use as approval.
GA

Georgia

Georgia Promise Scholarship

Needs confirmation

The official sources reviewed do not clearly authorize this category. Ask the program before buying.

Do not treat a plausible educational use as approval.
NC

North Carolina

Education Student Accounts (ESA+)

Needs confirmation

The official sources reviewed do not clearly authorize this category. Ask the program before buying.

Do not treat a plausible educational use as approval.
IA

Iowa

Students First Education Savings Account

Needs confirmation

The official sources reviewed do not clearly authorize this category. Ask the program before buying.

Do not treat a plausible educational use as approval.
ID

Idaho

Empowering Parents

Needs confirmation

The official sources reviewed do not clearly authorize this category. Ask the program before buying.

Do not treat a plausible educational use as approval.